How to use Mpower to pay your School fees in Canada

Payment of tuition fees is one of the simplest things to do as a student, but not for international students like you.

I know of many students who were sent out of school because they couldn’t make their tuition payments on time. Some didn’t know how to go about it, that’s bad.

Maybe your struggle is with how to get your tuition fees across to any school in Canada as an international student and you don’t know which service to use aside from the ones that are about to fail you already.

If this is you, then, you’re in luck!

I will be showing you how to use Mpower to pay your tuition fees in Canada without having to worry about being sent out of school.

Even better if your current school is among the registered schools in the MPower financing program. Otherwise, this page isn’t for you.

Are you synced? Then buckle up and let’s pay some school fees in Canada!

MPower Permitted Schools in Canada

MPower financing is a body that offers scholarships, and student loan financing to international students without a cosigner or credit score.

The beneficiary includes U.S. citizens, DACA recipients, refugees, asylum seekers, and international students.

However, our main focus is the over 400 select colleges in the U.S. and Canada. Out of the 400 schools, Canada has only 25 enlisted so far.

More schools are expected to wake up to the reality that MPower financing is legit and more than just a loan, it’s an investment for the future

To help our time, kindly find out if your school is enrolled in the MPower financing site.

MPower Financing Offers the Following Benefits

  • Accessibility for international students.
  • No cosigner requirement.
  • Flexible loan terms.
  • Competitive interest rates.
  • Opportunity to build credit history.
  • Additional resources and support

Disadvantages of MPower Financing

Careful consideration of these factors is important before choosing MPower Financing:

Limited Availability

The eligibility criteria and loan availability may vary depending on factors such as country of origin and educational institution.

Higher Interest Rates

While MPower offers competitive interest rates compared to some alternative options, the interest rates may still be higher compared to traditional student loans available to domestic students. This can increase the overall cost of borrowing.

Repayment Obligations

It’s important to carefully consider the repayment terms and ensure they align with future income prospects.

Impact on Credit History

While MPower offers an opportunity to build a credit history, it’s important to be aware that missed or late payments can harm credit scores.

How to use Mpower to pay your School fees in Canada

Now that you’re sure about your school on the MPower financing program, here is the conclusion on how to use Mpower to pay your school fees in Canada.

  • Register on MPower financing site
  • Apply for Loan
  • Present required documents
  • Get your school account details
  • Make the payment

Register on MPower financing

Haven’t registered yet? Let’s do this together: go to MPower financing, create an account and you’re set to go.

Apply for Loan

It’s time to get your loan. By now, you’re already admitted to the school and you just need to pay for the tuition fees.

Also, get your passport ready for faster application.

Here’s the step-by-step method:

  • In the MPower financing site, tap on “Get Started”
  • Click on Start Application.

The application is in 5 steps such as Eligibility–Personal–Education–Employment–Financial.

All you have to do is provide the correct information and tap on the arrow down button at the lower right, wait for the next field. This process will last for at least 20 minutes.


Pay attention when you are asked what brings you to MPower, you should tap on I’m currently enrolled at a school. This is your one quest to pay your school fees in Canada.

Select your school and Canada, for example, the University of Alberta for University and the Alberta School of Business for the campus you attend.

The essence of this level is to specify that you’re in for a two-year study program. Anything above 2 years will disqualify you from the MPower financing loan.

When you have completed the eligibility level, MPower will send you an emt with temporary login details for level 2.

Personal Information

Level 2, you will be required to fill in your data such as Name, date of birth and email address.

Feeling uneasy here? Relax, there’s a guide to expand everything to your understanding at this level. Be honest about where you’re from.

Don’t claim Citizenship when you’re not, you’ll be required to provide information peculiar to citizens. An example is a mailing address if you’re in or from Canada.

PS: use WhatsApp as a means of communication, it’ll make communication smoother.


This is where you’ll have to bring up your school data and some other documents such as Language Proficiency results.

This process isn’t rocket science, only providing correct information. If you don’t have the language proficiency test results or are yet to get it, you should click on waived.


The essence of this stage is to determine your current status and if you have the future potential to pay up the loan.

At this point you’ll be required to answer questions based on your work status, would be working on campus or part-time. Make sure to be accurate and honest.


You should be talking numbers with MPower financing at this point would like to remind you to only take up the loan you can pay back within 10 years.

Here’s my piece of advice, the MPower finances through the US Dollar which is stronger than the Canadian Dollar.

If your Canadian fee is CAD20,000, kindly confirm the equivalent of that in US Dollars. This will save you from collecting excess. Keep in mind, there are other loan options you may love to take out such as rent, health and more.

I would warn you, to try to minimize the amount of loan you’re taking, you may not like the hassle of paying back in the future.

When you’re done with step 5, you’ll have to wait for approval by MPower.

That will be an email of approval sent to your DM, from there follow the instructions and you’ll get what you want.

You must note that MPower will never send the money to your account, they’ll send the funds to your school. That’s why they’re partners.

This process is vital if it’s your first time on MPower financing. You should try out these steps with the right documents handy.

Documents Required For Collecting Loan from MPower Financing

PS: This is for International Undergraduates.

Please ensure that you have the following documents ready for collecting a loan from MPower Financing:

Resume or CV (curriculum vitae)

Please include your employment and education history.

Proof of home country address

You can provide any of the following:

  • Utility bill
  • Banking Statement
  • Signed lease
  • Letter from the university
  • Other documents show your home country address.

Note: Do not use a photo ID as proof of address. If you no longer have proof of address in your home country, you can submit your relative’s proof of address.

Please include their photo ID and indicate your relationship with them.

Standardized test scores

Submit your SAT, and ACT scores, or a waiver from your school.

Note: These exams are different from the English proficiency exam mentioned in #4.

English proficiency exam scores Submit your IELTS, and TOEFL scores, or a waiver from your school.

Not applicable if your passport or permanent residency is from a country that recognizes English speaking as a main language.

Not applicable if you attended high school or undergraduate studies in an English-speaking country.

In this case, please send your diploma or transcripts from these institutions to fulfill this requirement.

Admission letter

Submit a copy of your admission letter to the school where you plan to use this loan.

Required if you have not yet started your program. Not applicable if you are entering your second semester or beyond; instead, send current transcripts.

Estimated cost of attendance or program financial summary

Provide the total cost required to complete your program.

A screenshot from your university’s website displaying this information is acceptable.

Not applicable if you are entering your second semester or beyond; instead, submit item #50.


Please ensure your passport is unexpired. Submit a colour copy of your passport. Photos taken from a mobile device are acceptable.

Secondary photo ID from your home country

Submit your driver’s license, national ID, voter’s ID, or other government-issued ID.

If you don’t have a secondary ID from your home country, a US/Canadian government-issued ID such as a driver’s license is acceptable.

Supporting evidence for the funds listed in your application

Submit bank statements, scholarship documents, salary evidence, or internship records.

Financial statements must be dated within the last 30 days. If your bank statements do not include your name.


Provide references from your family, friends, or employer.

Log into your MPOWER Financing dashboard and complete the reference section.

Visa on your passport page

Submit a copy of your unexpired visa, unless you have a valid I-20.

Not applicable if you have not yet obtained a visa. If you are already in the US/Canada:

Proof of US/Canadian address

  • Submit a utility bill, lease, banking statement, or a letter from your university.
  • Do not use a photo ID as proof of address.

The proof of address should be dated within the last 30 days unless you are sending your lease.

If sending a lease, ensure it is an executed lease showing your and the landlord’s signatures.

Not applicable if you are still outside the US/Canada and do not yet have a US/Canadian address.

School invoices dated within the last 30 days

The school invoice should include your name. A print date of the last 30 days is also acceptable.

Ensure that your transcripts show your name, the school name, your grades, and your GPA.

Not applicable if you have not yet started classes; in that case, submit your admission letter instead.


What if I am a transfer Student?

If you were a transfer student, provide transcripts from your previous colleges or universities. Not applicable if you were not a transfer student. If you attended a university outside the United States/Canada, a diploma from that institution is sufficient.

If you attended university within the United States/Canada, submit transcripts showing your name, school name, grades, and GPA.

What if I have pending debt?

Submit documents related to your student loans, credit card loans, car loans, home loans, etc.

Include identifying information such as your name and the lending institution’s name. Ensure that the interest rates are visible.

What next if my school is not enlisted in the MPower financing loan list?

If your school is not on the loan list provided by MPOWER, it means that you are currently ineligible for an MPOWER student loan. However, MPOWER’s list of eligible schools is continually expanding, so it’s a good idea to periodically check back for updates to see if your school has been added. I always advise students to learn about MPower financing before choosing a school.


I would like to repeat that MPower financing sends funds only to the school accounts, you don’t have to handle the cash in your private account.

That’s why you should make sure of accurate school account details. Also, make available the necessary documents.

Have in mind that you cannot finance two schools from one MPower financing account, you open separate accounts for different schools, and that’s still not a good idea.

Ultimately, the requirements above are for international Undergraduates in Canada. If you wish to know how to use Mpower to pay your tuition fees in Canada as a Graduate, kindly refer to the MPower financing official site and read up. Good luck pursuing your Education career in Canada.


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